Totara Financial Planning, independent financial advisers based in Cobham, Surrey.

Totara Financial Planning are client focused financial planners and independent financial advisers. Based in Cobham, Totara provide specialist financial planning advice backed up by independent pension, investment, mortgage and protection advice.

Our unique approach means we focus on the provision of financial planning first and foremost, not financial products. Our goal is to provide clarity around individuals and families financial futures and importantly, to tell people the truth about money. We do all this aligned with helping people plan not only their financial future but also plan their current and future lifestyle – this is important as life is not a rehearsal! We find this is something many people lose focus of and our financial planning helps people focus on the important things in life.

Contact Totara Financial Planning today on 0800 038 5400 or email us at info@totarafp.co.uk . We look forward to hearing from you.

Our Client Feedback

  • I have been a client of Totara for over 5 years and I've always found Andy very helpful and professional. I’ve recommended Totara to friends and relatives.
    D Slater, Sutton
  • Andy and his Assistant were highly professional but very friendly and most helpful to us clueless first time buyers. We will most certainly use and recommend Totara again.
    R Archbold, Walton on Thames
  • Andy Smith at Totara has been extremely helpful, courteous and professional in all our dealings so far. He has provided exactly the financial planning advice on pensions, life cover and mortgages that we were looking for.
    J Wastie, Weybridge
  • I invited Andrew Smith of Totara to overhaul my financial plans and policies, he greatly improved my life and critical illness cover within the same budget, assisted with a re-mortgage and updated my investments and plans, explaining my options and risks and answering all of my questions thoroughly. Highly recommend.
    S Steer, Esher
  • A financial adviser who recommended I should start spending more - not what I'd expected at all!
    S Bennett, Cobham

Lifestyle Financial Planning puts financial advice in context: it shows you where your life is going, year by year, decade by decade.

Although expert investment, protection and pension planning advice is not particularly hard to find, very few financial advice firms in Surrey adopt the same approach as we do. We focus on the provision of financial planning, not financial products.

First and foremost, we help our clients understand where they’re going in life and quantify what it’s going to take to get there. Only when that task has been accomplished will we consider which (if any) financial products are needed to bring their plans to fruition.

We are Totara Financial Planning — a firm of Lifestyle Financial Planners. Contact us today on 0800 038 5400 or email us at info@totarafp.co.uk

Lifestyle Financial Planning

Lifestyle Financial Planning enables you to clearly define the lifestyle you’re working towards and measure your progress at any every point on the journey. While lifestyle planning may involve the purchase of key financial products such as investments and insurances for example, that only happens at the end of the planning process. Read more →

Financial Forecasting

Preparing a cash flow model for you is a fundamental step in the lifestyle financial planning process. Cash flow modelling measures your current and future financial worth based on your income and expenditure over your entire life. The model also takes into account possible financial outcomes that might occur in your lifetime. Read more →

Investment Philosophy

As you might expect, the stock market has a major role to play in meeting your long term. To help us select the type of investments which hold the potential to meet your goals, we need to know as much as possible about your views on investment risk and reward. Totara Financial Planning prefer a passive investment strategy. Read more →

Financial Planning Toolkit

Implementing a financial plan involves using our financial planning toolkit of financial products which enable the plan to work effectively. Whether it be arranging a new investment, altering your pension plans or setting up insurance policies to help protect the plan we have a wide variety at our disposal in our toolkit.
Read more →

Contact Us Today on 0800 038 5400 to discuss your financial future