Forward planning for your retirement can mean the difference between having the reassurance of financial security in later years rather than the worry of wondering how you will cope. A comfortable lifestyle in retirement is something to which we all aspire and increasing longevity means that we all need to make extra provision for that retirement, regularly review that provision and make sure that any plans we put in place are flexible enough to deal with any changes in our personal circumstances.

Contributing into a pension has great tax advantages, we work closely with our clients to advise them of such benefits, many clients are unaware of these benefits and how they work and dependent on circumstances the ability to reclaim further tax they may have been unaware they could claim.

With the changes to the pensions regime announced in 2014, the greater flexibility and options now provided by the new rules make pensions a very attractive proposition for retirement planning purposes.

Whether you are considering starting contributions into your first pension or have existing pension schemes that have not reviewed recently, we can help guide you through the many different options available.

We have professionally qualified advisers who offer impartial advice based on your individual circumstances. Please contact the office for a free no obligation discussion on how we can help.

Contact Totara Financial Planning today to discuss our ‘Pension Advice’ services on 0845 053 5442 or email us at info@totrafp.co.uk . We look forward to hearing from you.